AARP Hearing Center

Stories about changes at government agencies and uncertainty around government funding of programs have dominated headlines across the country this year.
Always quick to take advantage of confusion surrounding an issue, scammers are using public uncertainty around new policies to contact victims and claim fines are owed or new benefits are being offered.
They pretend to work for government agencies, using photos and bios of genuine officials to make themselves look more legitimate. The Federal Trade Commission has warned that criminals have posed as their chairman and other officials through emails, texts and even AI-generated voice messages. The impostors direct victims to websites and messaging platforms to steal their log-in and password information (among other schemes).
The FBI’s Internet Crime Complaint Center (IC3) recently issued a public service announcement warning that criminals claiming to be from the IC3 have reached out to scam victims and offered to help recover stolen money.
How to report a scam
- Contact local law enforcement and file a report.
- Report it to the FBI’s Internet Crime Complaint Center (IC3.gov). Not every complaint leads to enforcement action, but the information can help officials spot trends and sometimes identify the criminals.
- For support and guidance, the trained fraud specialists at the free AARP Fraud Watch Network Helpline, 877-908-3360, can share information on what to do next and how to avoid future scams. The AARP Fraud Watch Network also offers online group support sessions.
Sometimes they’ll pretend to be fellow scam victims on social media sites and direct victims to fake FBI officials for assistance.
Those are just a few examples. Criminals pretend to represent many other kinds of government agencies, and their use of AI makes the fakers increasingly hard to detect.
Below are tips on how to spot and avoid the most common of these impersonation schemes.
10 common government impostor scams
To gain your trust, criminals may claim:
1. The FBI will help you recover your money after a scam. The federal law enforcement agency includes scams and fraud among the crimes it investigates. Scammers have not only posed as FBI agents willing to help victims recover funds lost to crime — they’ve also told victims that their finances are in danger and suggested that victims hand over the funds for “safekeeping.”
Learn more about recovery scams.
2. The Federal Emergency Management Agency (FEMA) will help you after a disaster, for a price. After a wildfire, hurricane or other natural disaster, FEMA and insurance companies will go to the site to help homeowners and communities get back on their feet. Scammers pose as members of FEMA in hopes of getting your personal information.
Learn more about disaster scams.
More From AARP
Scam Prevention Steps: Pause. Reflect. Protect.
These simple actions can help keep you safe from today’s fraud criminals
The Unvarnished Truth About Scams in 2025
Today’s fraud criminals are sophisticated and serious about stealing your money
Bill Introducing Medicaid Changes Passes House
AARP advocates against proposed Medicaid changes